Medical Benefits
Bucknell offers employees the following options for group health insurance:
Consumer Driven Health Plan (CDHP) no PCP referral required | Health Maintenance Organization (HMO) no PCP referral required | Preferred Provider Organization (PPO) no PCP referral required | |
| Office Visit Co-Pay | $25 After Deductible is Met | $25 | $25 |
| Emergency Room Co-Pay | $200 After Deductible | $200 | $200 |
| Preventative Care Services | $0 (For PPACA Preventative Services) | $0 (For PPACA Preventative Services) | $0 (For PPACA Preventative Services) |
| Deductible | $1,750 Individual/$3,500 Family (Combined In and Out of Network) No individual cap under the family deductible | $500 Individual/$1,000 Family Individual cap of $500 under the $1,000 family deductible | $750 Individual/$1,500 Family (Separate In and Out of Network Deductibles) Individual cap of $750 under the $1,500 family deductible |
| Co-Insurance | 10% In-Network; 30% Out of Network | 10% In-Network | 20% In-Network; 30% Out of Network |
| Out-of-Pocket Maximum | $2,500 Individual/$5,000 Family (Combined In and Out of Network) No individual cap under the family OOP Max | $3,000 Individual/$6,500 Family Individual cap of $3,000 under the $6,500 family OOP Max | $3,000 Individual/$6,500 Family (Separate In and Out of Network Maximums) Individual cap of $3,000 under the $6,500 family OOP Max |
| Inpatient Hospital | 10% In-Network, After Deductible | 10% In-Network, After Deductible | 20% In-Network, After Deductible |
Please refer to the Benefits Guide for current cost share.