A hospital stay can happen at any time, and it can be costly. Cigna Hospital Care can help you and your loved ones have additional financial protection. CIGNA can help cover these unexpected events – so you can focus on getting better.

How would you pay for a hospital stay? Even with medical coverage, out-of-pocket costs can add up. But with Cigna Hospital Care, you receive a check after a qualified hospitalization resulting from a covered injury or illness. You can use the money however you’d like. For example, it can help you pay for expenses related to child care, travel, or other out-of-pocket expenses. There are no copays, deductibles, coinsurance, or network requirements. And benefits aren’t reduced because you receive a payment from any other coverage you have, such as medical, accidental injury, or critical insurance.

Hospital Care coverage provides a benefit according to the schedule below when a Covered Person incurs a Hospital stay resulting from a Covered Injury or Covered Illness.

See Summary and Flyer below for descriptions of covered services, payment schedule, premiums, etc. The University covers the cost of the low option for participants in the High Deductible Health Plan "under $40,000" cost-share bracket. Participants in this cost-share bracket can buy up to the high option, and only pay the difference in cost. (See "Under $40,000" Plan Summary for premiums, details, etc.)