After one year of service, the University provides disability income insurance for all full-time members of the faculty and staff. Benefits may continue to age 65; however, for any period of total disability beginning after age 60, benefits cease after five years or at age 70, whichever occurs first. After six months of total disability, the plan pays 60% of covered salary up to a maximum monthly income benefit. This benefit is inclusive of Social Security, Workers' Compensation, or other disability benefits and is not in addition thereto.

Faculty and staff members who were covered by group disability insurance with a previous employer may be eligible to waive the waiting period based upon return of the completed Service Waiver (posted below).