Business Travel Up To 12 Months

Global Medical Policy

International travel insurance for business trips up to 12 months in duration is provided at no additional cost, for both you and your benefit-eligible dependents. In order to take part in the Global Medical Policy, you must enroll prior to your departure.

Global Medical Policy Coverage Highlights

  • Medical Accident or Sickness
  • Mental Health
  • Chiropractic
  • Chaperone Replacement
  • Trip Interruption
  • Evacuation

For comprehensive plan details or to enroll in the Global Medical Policy, click here. 

*A note for Consumer Driven Health Plan (CDHP) with Health Savings Account (HSA) enrollees: The Bucknell Global Medical Policy provides “first dollar medical coverage”, which restricts your ability to contribute to your HSA account. According to Internal Revenue Service regulations, if you are enrolled in a travel policy for any portion of a month, you are ineligible to make contributions -- or receive employer contributions -- to your Bucknell HSA account for the entire month in which you are covered by the policy. This rule applies regardless of the number of days during the month you are travelling and covered by the policy. For example, if you are traveling for two weeks, the last week of a month and the first week of the next month, then you would be required to stop contributions for both months. 

If you are covered under the CDHP and are making contributions to your HSA, use the 'Life Event' button in Workday to adjust your HSA contributions accordingly.

Faculty and Staff Health Plan Emergency and Urgent Care Coverage

In addition to the supplemental Global Medical Policy, all three options under the Bucknell University Faculty and Staff Health Plan provide emergency and urgent care services to faculty, staff, and/or their covered dependents when traveling abroad. Any service that would be treated in an emergency room or urgent care clinic (were services rendered domestically) would be considered covered when accessed abroad. Please note, under the PPO and HDHP plans, urgent care services will be reimbursed at the out-of-network reimbursement level. Members will be required to pay for services when rendered and file a claim for reimbursement upon their return. Itemized receipts will be necessary when submitting claims.

  • Emergency Care Defined: Any health care service provided to a Member after the sudden onset of a medical condition that manifests itself by acute symptoms of sufficient severity or severe pain, such that a prudent layperson, who possesses an average knowledge of health and medicine, could reasonably expect the absence of immediate medical attention to result in: a) placing the health of the Member, or with respect to a pregnant woman, the health of a woman or her unborn child, in serious jeopardy; b) serious impairment to bodily functions; or c) serious dysfunction of any bodily organ or part.

  • Urgent Care Defined: Any Covered Service provided to a Member in a situation that requires care within twenty-four (24) hours.

The Faculty and Staff Health Plan options do not, however, provide comprehensive medical coverage abroad.